Attention homeowners in Laguna Niguel and Orange County: Get an Appraisal today!
The top 7 reasons why CA homeowners order from Farid Rangchi:
Do you own a home in or near Laguna Niguel? Do you need help deciding the value of your real estate?
We at Farid Rangchi understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Farid Rangchi will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you do away with unwanted and unneeded PMI insurance. Challenge a property tax assessmentIf you live in a region that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Farid Rangchi is your #1 weapon when contesting your property tax assessment. Was your HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Farid Rangchi can help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Farid Rangchi can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home. |